A Tax-Smart Way to Make a Lasting Impact

For donors age 70½ or older, giving directly from an IRA can be one of the most tax-efficient ways to support Norfolk Christian Schools.

Through a Qualified Charitable Distribution (QCD), you can direct funds from your IRA to NCS without including the qualifying distribution in your taxable income. This allows you to support Christ-centered education while potentially receiving significant tax advantages.

Benefits of IRA Giving

  • Reduce taxable income. Qualified distributions are excluded from taxable income, whether or not you itemize deductions.

  • Satisfy required distributions. A QCD can fulfill all or part of your annual Required Minimum Distribution (RMD), if applicable.

  • Give strategically. Make a meaningful gift directly from retirement assets without drawing on your current cash reserves.

  • Invest in the next generation. Support the students, faculty, and programs that equip young people to be Ambassadors for Christ.

How Much Can You Give?

In 2026, eligible donors may contribute up to $111,000 per individual through Qualified Charitable Distributions. Married couples may give up to $222,000 combined when both spouses qualify.

Making Your Gift Is Simple

Contact your IRA custodian and request a Qualified Charitable Distribution directly to Norfolk Christian Schools.

Our Advancement Office would be pleased to assist you with the process and help direct your generosity toward the areas of greatest importance to you.

For information on any of our ways to give, please contact Amy Moreau, Director of Advancement, at amy_moreau@norfolkchristian.org or at 757-226-7247.